Sarah Jenkins is a Certified Financial Planner (CFP®) and Risk Management Advisor with 14 years of experience integrating insurance strategies into broader wealth preservation plans. She specializes in helping middle-class and affluent families protect their net worth against catastrophic uninsured losses.
Unlike typical financial advisors who focus solely on investment returns, Sarah argues that a single liability lawsuit or denied claim can wipe out decades of savings faster than a stock market crash. She began her career in actuarial science before moving to personal finance, giving her a mathematical edge in calculating the true cost of deductibles versus premium savings. Sarah teaches a "defense-first" financial philosophy, advising on when to self-insure through emergency funds and when to transfer risk to an insurer. Her expertise covers the fiscal mechanics of insurance, including the tax implications of settlements and the use of bridge loans during reconstruction. She writes for the prudent homeowner who wants to stop overpaying for redundant coverage while plugging the invisible gaps that threaten their retirement security. Sarah transforms insurance from a grudging expense into a strategic financial safety net.